Growing a business brings complexity — tighter margins, regulatory pressure, cashflow strain, and operational risk. Kunal helps SME owners bring clarity, control, and confidence to their next stage of growth.
With over 30 years’ experience, including 26 years in senior finance and COO roles at Citi Bank, Kunal combines big-business financial discipline with hands-on SME leadership. As a PwC-trained Chartered Certified Accountant (FCCA) and business owner himself, he understands both board-level strategy and day-to-day commercial reality.
Today, Kunal works with ambitious, growth-focused and regulated businesses to:
- Strengthen financial control and improve cashflow visibility
- Build practical governance and risk frameworks
- Improve operational efficiency and scalability
- Prepare for investment, audit, or regulatory scrutiny
- Support sustainable, profitable growth
He focuses on practical solutions — not theory — helping business owners reduce risk, improve performance, and build businesses that are structured to scale and exit.
